We don't have the interest, experience, inclination or wardrobe to handle "cold" weather for more than a couple of days at a time. Back when I read a real newspaper, it said that the hottest day to date and the coldest day to were days apart and it was mid year! We never know from day to day what will happen. I recall wearing my winter coat to Easter services and a sundress to Christmas Mass.
I don't get it when people say they put away their Summer clothes. I don't have a Summer wardrobe and a Winter wardrobe. I only have a San Francisco wardrobe!
But in the last couple of weeks it is back to a minimally comfortable 60ish and I am finally thawing out.